Online security guarantee | Customer service
Clearwater Wealth Partners
clearwaterwealthpartners.com
Clearwater Active Portfolios
Account #: 0000 NWWP 2016 1 001
ALEX CHEN SAM CHEN TOD
Investment time frame: 11+ years; Risk tolerance: Moderate/Aggressive; Investment objective: Growth With Income; Liquidity needs: 1–6 Years
Strategy: ACTIVE DF MOD AGG TS
Value of your account Value of your account over time
This period This year
$862K
Beginning value $755,448.51 $509,335.29
Deposits
Other deposits $5,040.00 $109,000.00
Income
Dividends $4,024.91 $14,374.66
$719K
Interest $1,738.03 $6,207.23
Total income $5,762.94 $20,581.89
Change in value $33,687.90 $165,162.07
Advisory fees ($1,609.96) ($5,749.86)
Ending value $798,329.39 $798,329.39
$576K
Summary of your holdings
Value of assets Percent of account
Cash and equivalents $15,966.59 2.0%
Mutual funds $705,024.65 88.3%
ETFs and closed-end funds $77,338.16 9.7% $433K
Ending value $798,329.39 100.0% Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4 2023
Value of your account
Why Clearwater Wealth Partners?
At Clearwater Wealth Partners, we believe disciplined, long-term investing is the foundation of lasting financial security. We are committed to aligning every decision with your goals,
values, and the life you want to build.
Summary of your realized gains and losses
This period This year
Investment long term gain/loss $0.00 $0.00
Net mutual fund gains and losses $0.00 $0.00
"Investment" includes all non-mutual fund security types with reportable gain/loss information. Gain/Loss amounts are not a measure of investment return or performance.
ALEX CHEN CLIENT ID: 0009 9946 0 001 SAM CHEN CLIENT ID: 0009 9947 0 001
GROUP ID: 9999 1120 9 001 OCT 01, 2023 TO DEC 31, 2023 | Page 1 of 4

Online security guarantee | Customer service
Clearwater Wealth Partners
clearwaterwealthpartners.com
Clearwater Active Portfolios (continued) Account #: 0000 NWWP 2016 1 001
Your holdings
Description Ending value Ending value Net change Est. Annual Yield
Cash and equivalents
this period last period this period Income
Ameriprise Insured Money Market (AIMMA) $15,966.59 $15,108.97 $857.62 $766.40 4.80%
Ameriprise Bank FSB Minneapolis MN
Total Cash and equivalents $15,966.59 $15,108.97 $857.62 $766.40
Description Symbol/ Quantity Market Ending value Ending value Net change Total cost Unrealized Est. Annual Yield
CUSIP price this period last period this period basis gain/loss Income
Mutual Funds
JPMorgan Large Cap Growth CL I SEEGX 784.869 $118.24 $92,805.79 $87,820.89 $4,984.90 $47,102.58 $45,703.21 $122.50 0.13%
Columbia Contrarian Core Instl CL SMGIX 592.111 $97.96 $58,003.63 $54,888.06 $3,115.56 $29,453.54 $28,550.08 $368.90 0.64%
Loomis Sayles Growth CL Y LSGRX 786.582 $73.74 $58,003.63 $54,888.06 $3,115.56 $29,364.22 $28,639.41 $76.56 0.13%
Multi Mgr Value Strategies Instl CL CZMVX 1,439.497 $42.98 $61,870.53 $58,547.26 $3,323.27 $31,394.45 $30,476.08 $1,106.25 1.79%
Goldman Sachs GQG Partners Intl GSINX 842.857 $55.05 $46,402.90 $43,910.45 $2,492.45 $23,532.78 $22,870.12 $1,091.40 2.35%
MFS Intl Intrinsic Value CL I MINX 292.437 $119.01 $34,802.17 $32,932.83 $1,869.34 $17,644.65 $17,157.52 $714.14 2.05%
AllSpring Emerging Markets Eq Instl EMGNX 398.074 $68.00 $27,068.36 $25,614.43 $1,453.93 $13,723.63 $13,344.72 $399.53 1.48%
Multi Mgr Small Cap Equity Instl CL CZMSX 862.518 $44.83 $38,669.07 $36,592.03 $2,077.04 $19,626.98 $19,042.10 $278.42 0.72%
Fidelity Advisor Total Bond CL I FEPIX 7,660.301 $13.76 $105,379.49 $99,719.21 $5,660.28 $45,344.14 $60,035.34 $8,836.07 8.38%
Western Asset Interm Mun Bond CL I SBTYX 4,624.002 $12.43 $57,479.71 $54,392.29 $3,087.42 $24,666.81 $32,812.90 $3,485.86 6.06%
MainStay MacKay Tax Free Bond CL I MTBIX 4,461.055 $11.81 $52,689.74 $49,859.60 $2,830.14 $22,599.87 $30,089.87 $3,924.86 7.45%
Nuveen Ltd Term Mun Bond CL I FLTRX 3,678.260 $13.02 $47,899.76 $45,326.91 $2,572.85 $20,557.01 $27,342.75 $2,157.64 4.50%
AllSpring Short Term Mun Bond Instl WSBIX 2,182.692 $10.97 $23,949.88 $22,663.46 $1,286.43 $10,278.51 $13,671.37 $1,158.22 4.84%
Total Mutual funds $705,024.65 $667,155.47 $37,869.18 $335,289.17 $369,735.48 $23,720.35
Holdings continued on next page fi
ALEX CHEN CLIENT ID: 0009 9946 0 001 SAM CHEN CLIENT ID: 0009 9947 0 001
GROUP ID: 9999 1120 9 001 OCT 01, 2023 TO DEC 31, 2023 | Page 2 of 4

Online security guarantee | Customer service
Clearwater Wealth Partners
clearwaterwealthpartners.com
Clearwater Active Portfolios (continued) Account #: 0000 NWWP 2016 1 001
Your holdings (contDinesucreipdti)on Symbol/ Quantity Market Ending value Ending value Net change Total cost Unrealized Est. Annual Yield
CUSIP price this period last period this period basis gain/loss Income
ETFs and closed-end funds
Vanguard Mid Cap ETF VO 111.123 $417.58 $46,402.90 $43,910.45 $2,492.45 $23,515.29 $22,887.61 $874.23 1.88%
iShares MSCI EAFE Value ETF EFV 261.268 $118.40 $30,935.26 $29,273.63 $1,661.63 $15,684.15 $15,251.11 $1,510.88 4.88%
Total ETFs and closed-end funds $77,338.16 $73,184.07 $4,154.09 $39,199.43 $38,138.73 $2,385.11
Total account holdings $798,329.39 $755,448.51 $42,880.88 $374,488.60 $407,874.21 $26,871.85
¹ Total cost basis reflects the amount invested 'out-of-pocket' over time plus reinvested earnings.
² Ameriprise Insured Money Market Account (AIMMA) deposits are FDIC-insured with applicable limits.
n Ending value amounts for Your holdings represent information posted as of trade date.
MULTI MANAGER VALUE STRATEGIES INSTL CL (CZMVX) target allocation:
DIAMOND HILL CAPITAL MANAGEMENT INC. 35% DIMENSIONAL FUND ADVISORS L.P. 35% COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC 30%
Asset allocation as of Dec 31, 2023
38% 20% 38%
Domestic Equity International Eq. Fixed Income Cash
ALEX CHEN CLIENT ID: 0009 9946 0 001 SAM CHEN CLIENT ID: 0009 9947 0 001
GROUP ID: 9999 1120 9 001 OCT 01, 2023 TO DEC 31, 2023 | Page 3 of 4

Online security guarantee | Customer service
Clearwater Wealth Partners
clearwaterwealthpartners.com
Clearwater Active Portfolios (continued) Account #: 0000 NWWP 2016 1 001
Your account activity
Date Transaction Description Symbol/ Quantity Price Amount
CUSIP
Trade activity
Securities purchased (reinvested dividends)
REINVEST DIV FIDELITY ADVISOR TOTAL BOND CL I REINVEST AT 13.757 FEPIX 160.579 -$2,209.02
REINVEST DIV WESTERN ASSET INTERM MUN BOND CL I REINVEST AT 12.431 SBTYX 70.106 -$871.46
REINVEST DIV MAINSTAY MACKAY TAX FREE BOND CL I REINVEST AT 11.811 MTBIX 83.076 -$981.21
REINVEST DIV NUVEEN LTD TERM MUN BOND CL I REINVEST AT 13.022 FLTRX 41.422 -$539.41
REINVEST DIV ALLSPRING SHORT TERM MUN BOND INSTL REINVEST AT 10.973 WSBIX 26.389 -$289.55
Total Securities purchased -$4,890.65
Income
DEC/28/2023 DIVIDEND FIDELITY ADVISOR TOTAL BOND CL I DEC31 FEPIX $1,323.48
DEC/28/2023 DIVIDEND MAINSTAY MACKAY TAX FREE BOND CL I DEC31 MTBIX $587.87
DEC/28/2023 DIVIDEND WESTERN ASSET INTERM MUN BOND CL I DEC31 SBTYX $522.12
DEC/28/2023 DIVIDEND NUVEEN LTD TERM MUN BOND CL I DEC31 FLTRX $323.18
DEC/28/2023 DIVIDEND ISHARES MSCI EAFE VALUE ETF DEC31 EFV $226.30
DEC/28/2023 DIVIDEND ALLSPRING SHORT TERM MUN BOND INSTL DEC31 WSBIX $173.48
DEC/28/2023 DIVIDEND MULTI MGR VALUE STRATEGIES INSTL CL DEC31 CZMVX $165.70
DEC/28/2023 DIVIDEND GOLDMAN SACHS GQG PARTNERS INTL DEC31 GSINX $163.47
DEC/28/2023 DIVIDEND VANGUARD MID CAP ETF DEC31 VO $130.94
DEC/31/2023 DIVIDEND AMERIPRISE INSURED MONEY MKT (AIMMA) DEC31 AIMMA $114.79
DEC/28/2023 DIVIDEND MFS INTL INTRINSIC VALUE CL I DEC31 MINX $106.97
DEC/28/2023 DIVIDEND ALLSPRING EMERGING MARKETS EQ INSTL DEC31 EMGNX $59.84
DEC/28/2023 DIVIDEND COLUMBIA CONTRARIAN CORE INSTL CL DEC31 SMGIX $55.25
DEC/28/2023 DIVIDEND MULTI MGR SMALL CAP EQUITY INSTL CL DEC31 CZMSX $41.70
DEC/28/2023 DIVIDEND JPMORGAN LARGE CAP GROWTH CL I DEC31 SEEGX $18.35
DEC/28/2023 DIVIDEND LOOMIS SAYLES GROWTH CL Y DEC31 LSGRX $11.47
DEC/31/2023 INTEREST AMERIPRISE INSURED MONEY MARKET ACCOUNT DEC31 755,449 APYE 4.80% AIMMA $1,738.03
Total Income $5,762.94
Fees
FEE ASSET-BASED BILL VAL 755,448.51 OCT 01 THRU DEC 31, 2023 -$1,609.96
Asset-based fee rate changes communicated separately; contact your advisor for current fee rate information.
Total Fees -$1,609.96
Other activity
INTEREST REINVESTAMERIPRISE INSURED MONEY MARKET ACCOUNT AIMMA $1,738.03
An investment in money market funds is not insured or guaranteed by the FDIC or any other government agency.
Your cash sweep activity
Date Transaction Description Amount
SALE AMERIPRISE INSURED MONEY MARKET ACCOUNT $1,609.96
Additional information about your account
Your account remains invested in the Clearwater Active Portfolios strategy. For questions about your portfolio or financial plan, please contact your advisor. Account maintained by Clearwater Wealth Partners, Wayzata MN .
ALEX CHEN CLIENT ID: 0009 9946 0 001 SAM CHEN CLIENT ID: 0009 9947 0 001
GROUP ID: 9999 1120 9 001 OCT 01, 2023 TO DEC 31, 2023 | Page 4 of 4
